Insurance & Financing Jenkintown
Understanding Your Coverage and Payment OptionsWe believe cost should never be a barrier to excellent dental care. Learn how dental insurance works, how we handle claims, and the flexible payment options we offer.
Understanding Your Dental Insurance
Most dental insurance is provided through your employer, and your benefits depend on the plan your employer chooses. Unlike medical insurance, which covers major health expenses, dental insurance was originally designed to help with preventive and routine dental care. As a result, coverage limits and benefits have changed very little over the years.
Least Expensive Alternative Treatment (LEAT)
Many dental plans use rules such as Least Expensive Alternative Treatment (LEAT), which may only cover the lowest-cost treatment option, even if another treatment is more suitable. This means insurance companies can influence the type of care that is covered.
The Freedom of Direct Payment
Patients who pay directly for treatment are not limited by insurance fee schedules, allowing dentists to recommend the most appropriate treatment and provide more personalized care.
Annual Maximum Benefits
Most dental plans have an annual maximum benefit of $1,000–$1,500. After preventive care, exams, and X-rays, little coverage may remain for treatments like crowns, root canals, or other major procedures, leaving patients responsible for the remaining costs.
Why Knowing Your Plan Matters
Since every dental plan is different, we recommend contacting your employer or insurance provider to verify your coverage, reimbursement rates, and request an Explanation of Benefits (EOB).
An Out-of-Network Provider That Works With You
Yorktowne Dental Group is an out-of-network provider. We accept most PPO dental plans that allow you to choose your own dentist and will gladly submit insurance claims on your behalf.
We handle the paperwork and file your insurance claims on your behalf, so you don't have to worry about the details.
Flexible Payment Options
Payment is due at the time of your visit unless prior arrangements have been made. After we submit your claim, your insurance company will send any reimbursement directly to you.
Accepted Payments
We accept all major credit cards, personal checks, and cash, including patient financing options such as Cherry or Care Credit.
Payment Arrangements
Many of our patients choose to pay directly for their dental care instead of using insurance. We also offer flexible payment arrangements to help make quality dental care affordable.
Verify Your Coverage
Contact your employer or insurance provider to verify your coverage, reimbursement rates, and request an Explanation of Benefits (EOB).
Save 10–15% on Your Dental Care
We do offer a Loyalty Premium Plan that offers 10–15% off from our regular office in addition to a huge price break on your preventative visit that protects your investment and time in your oral health. Your first step to a healthier, more beautiful smile is just a phone call away! Call 215-635-6900 to schedule an appointment for you or a family member today.